EMPLOYERS & BUSINESSES
Employers & businesses.
Offer your workforce meaningful financial benefits, implemented consistently across every employee.
Book a call 
FOR EMPLOYERS · INSTITUTIONS · MEMBERSHIP GROUPS
Decades of financial-services experience, delivered through partnership with your organisation — so every employee, member, customer or beneficiary gains meaningful benefit, without the burden of arranging it alone.
Authorised Financial Services Provider · FSP 50981
Years of combined financial-services
leadership experience
Financial services provider
FSP 50981
For organisations that serve people.
Employers, institutions and membership groups.
HOW THE REACH WORKS
You sign one partnership with Koden, and the benefit reaches every person in your organisation — employees, members, customers or beneficiaries.
THE KODEN PHILOSOPHY
Great financial solutions should not be reserved for those who seek them out. We design solutions with the individual in mind and deliver them through the organisations that already connect people — so meaningful benefit reaches everyone, not only a few.
The thinking behind KodenWHAT WE DELIVER
Funeral plans, everyday benefits and health benefits — three products your organisation can offer the people it serves. Start with the one that matters most, or bring all three together.

DIGNITY WHEN IT MATTERS
Funeral cover for your people and their families, so a loss never has to become a financial crisis as well.
Family cover · Extended family · Cash payoutSee what it includes
VALUE EVERY MONTH
Rewards, savings and support your people can use every day — benefits they notice in their monthly budget.
Rewards · Everyday savings · Assistance linesSee what it includes
CARE WITHIN REACH
Affordable health cover, from everyday doctor visits to hospital care, so your people can get help when they need it.
Primary care · Hospital cover · Gap coverSee what it includesThree products, offered through your organisation to the people it serves.
See our solutionsWHO WE PARTNER WITH
If your organisation already has a relationship with a group of people, there is a way to bring financial solutions to them. These are the kinds of organisations we work with.
EMPLOYERS & BUSINESSES
Offer your workforce meaningful financial benefits, implemented consistently across every employee.
INSTITUTIONS & ASSOCIATIONS
Extend financial solutions to your members as a valued part of belonging.
FUNDS & FINANCIAL PROVIDERS
Bring structured financial solutions to your beneficiaries and clients at scale.
MEMBERSHIP & CUSTOMER GROUPS
Turn the base you already serve into a network that benefits from meaningful financial solutions.

YEARS OF COMBINED
LEADERSHIP EXPERIENCE
EXPERIENCE THAT LOOKS FORWARD
Led by M.J. van den Berg and F.J. Herps, Koden brings together more than 70 years of combined financial-services experience — and a clear, practical way of working with partner organisations.
Experience matters. So does understanding both the organisation and the people it serves.
Meet the team
Our compass. Your direction.
HOW PARTNERSHIP WORKS
Four steps, from the first conversation to ongoing support. Each one is shaped around your organisation and the people it serves.
We begin with your organisation — the people you serve, your goals and what you want the offering to achieve.
We shape financial solutions around the needs of your group and the individuals within it.
We roll the offering out consistently and efficiently across your entire organisation — not piece by piece.
As your organisation and its people evolve, the offering evolves with them.

CARE, VALUE AND PEACE OF MIND
For your organisation. For the people within it. For what comes next.
See our solutionsPARTNER WITH KODEN
Whether you lead a business, an institution or a membership organisation, the first step is a partnership call with Koden — to talk through who you serve and what you would like to offer them.
Book a partnership call